Have your insurance card ready when you go to the doctor or to pick up a prescription (处方). Your card will have basic information on it, including the insurance provider, the policy number, and the expiration(到期）date. Knowing your policy benefits can make a huge difference，especially if you are involved in a medical emergency. Before getting insurance, you will find out about what and how much your insurance covers. You can find this information on your insurance providerJ s website. Also, stay updated! Make sure you are aware of any changes in your insurance benefits. Where to start Look into finding a doctor that you can go to regularly for your check-ups and illness. Having one doctor who knows about many aspects of your health ensures you get the best care. If your college has a clinic (诊所)，that may be a good place to start If this isn ‘t a good choice for you, look into nearby clinics in the area. Be careful to check what insurance plans they accept. This is important because health care can be expensive.